Mortgage comparisons

July 2, 2010 · Posted in Money, Property · 2 Comments 

Mortgage Comparison screenshotLast year I needed to look around for a new mortgage. Fixed rates were almost at an all-time low† and, worried about the unprecedentedly dovish position the MPC had adopted, I wanted to protect against the higher interest rates that inflation may bring. Let’s face it, at some point interest rates have to rise and it looks like the hawks are finally now getting concerned about several months of above-target inflation.

In order to compare the features of the many and various mortgage deals available at the time, I decided that it would be useful to create a mortgage comparison spreadsheet, which you are welcome to use if you’re in a similar situation. It’s probably best if I explain the background and how it works before you dive in and use it.

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HTC Desire v iPhone

June 15, 2010 · Posted in Money, Tech · 2 Comments 
HTC Desire

HTC Desire

A couple of months ago I got a new phone; I chose the HTC Desire. As I’m known to be somewhat obsessed with phones and their features, people often ask me for advice about their next purchase. “Why that phone instead of the iPhone?” (or words to that effect). It still seems that the only smartphone most people want is the ‘Jesus phone’, but I’ve always found myself wondering why. In the early days competition wasn’t great – you were looking at a WinMo or Blackberry – but even then the iPhone was always style-over-substance. Remember when iPhones had a 2MP camera that could only manage stills not video? Around about that time I got an HTC Diamond (3.2MP) and was shooting video and copy-and-pasting text like an Apple fanboy could only dream about.
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